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Have you been employed for 6 months or more?
Do you have an active bank account for 3 months or more?
Do you have a photo ID?
How long is the financing for?
Normally 12 months however you have a 90 day same as cash option.
How long does it take to get approved?
The approval proocess takes approximately 15 minutes.
What will I need to submit my application?
- Completed Application (download application)
- All requested information on application must be accurately and completely filled out, including a minimum of 4 personal references with working phone numbers.
- Must be signed by applicants.
- Copy of a US/State Issued Photo ID
- Most Recent Paystub or W2
- Make over $1,000 gross (before taxes) per month
- Must be able to confirm 6 months of employment with current employer
- If January to June most recent paystub and last paystub from previous year required
- If July to December most recent paystub showing year-to-date Information is required
- Or Social Security benefits letter
- We cannot accept child support as income
- Corresponding Voided Check
- If check is temporary (does not have name/address printed) a LCS bank account verification form completed and signed by bank representative, along with the representative's contact information is required
- 30 day Mailed-in Bank Statement
- Showing more than $500 deposited monthly
- No NSF's and no more than 2 overdrafts
- Statement begins and ends with a balance greater than $25
- Account has been open more than 90 days.
